Carnival of Financial Camaraderie



Mr.CBB @ Canadian Budget Binder writes Tic Toc That’s The Sound Of Your Debt Clock – Debt isn’t all bad but recognizing that any money owed is debt and it’s a debt that needs to be paid back.

Jefferson @ See Debt Run writes It All Starts With an Emergency Fund – If planning to pay off debt, the very first step should be to create an emergency fund.

Brock Kernin @ Clever Dude writes Save Money By Winterizing Your Own Sprinkler System – $108 to winterize my sprinkler system? No thanks, here’s how I do it myself.

Harry Campbell @ Your PF Pro writes Why I Sort Of Hired a Wedding Planner – Even though I’m only working four hours a day, I’ve still been spending a lot of my free time planning for our wedding next summer. Since my fiancee is busy with school, I’ve become the ‘unofficial’ wedding planner and let me tell you, it’s a lot of work. We ended up picking a venue that requires you to bring in all your own vendors so there’s even more to do than normal. It’s our responsibility to coordinate everything from tables and chairs to a full kitchen and flooring for

Harry Campbell @ The Four Hour Work Day writes When Does Where You Went to College Stop Mattering? – We all know that there’s a high correlation between going to college and making more money, becoming more successful, etc. But is there anything special that’s being taught at these elite universities that isn’t being taught at your average state school? I started thinking about this a lot during college because I had some of the worst professors you could imagine. I’m sure they were doing some brilliant research but they couldn’t teach worth a damn.

Daniel @ Make Money Make Cents writes Pay your Bills to Save Money? Yes, you can – By implementing these tips you will actually save money while paying your bills and also save yourself quite a bit of time and stress as well.

Oscar @ Money is the Root writes Do You Need Professional Money Help? Some Signs that say Yes – One of the most important things than that you can do for your financial health is realize when you need help and, even more, actually get help if you need it.

Matt @ Budget Snob writes Rules to Protect your Passwords from being Hacked – Did you know that almost 75% of Americans have, at one point or another and a life, been the victims of an Internet crime?

Jack @ Money Saving Ethics writes Money Saving Tips for Holiday Travel – The Holidays are once again right around the corner and, if you are considering traveling during this festive time of year, you will find that prices are generally much higher.

Amy @ Money Mishaps writes Airline Fees That Might Actually Be Worth Paying For – While most people are loathe to pay anything extra when traveling by plane, especially considering that it is so darned expensive already, there are actually a few extras that might be worth paying for.

Hadley @ Epic Finances writes Five Steps to Help you Understand the Bond Market – One of the hardest things to understand for newcomers to the holy trinity of investing (cash, stocks and bonds) are the basic rules and the relatively intricate nuances that all three hold.

Andrea @ So Over This writes The Cost of Carrying a Baby: 8 Unexpected Expenses of Motherhood – On average, raising a child from birth to age 18 costs about $200,000. If you add college tuition to that number, you can end up paying up more than quarter million dollars to raise a college graduate.

Lily @ Paying Debt Down writes Top Tips for Negotiating your Finances – Getting a great deal on your rent, negotiating with your boss for your salary or purchasing a new car are all negotiations that most people go through at one point or another in their life.

Bob @ Dwindling Debt writes Great Tips for Cutting Expenses in Retirement – The average retired person already knows how to live on a fixed income, especially if they have been retired for a number of years.

Katie @ IRA Basics writes What Happens to Debt When You Die? – Now we do not want to sound morbid but it is a fact of life that none of us are getting any younger and one day we will meet our maker. But what happens if we meet an untimely end while we have still got debts outstanding?

Marissa @ Finance Triggers writes Cheap Places to Travel this Fall – With summer winding to an end, there is no better time to take advantage of cheap travel rates. Hotels, airlines, and other players in the travel industry are feeling the post-Summer slump and are looking for ways to encourage travel. Here are a few venues to explore when looking for some extra savings on your fall travels.

Marissa @ Thirty Six Months writes How Often Do You Google Yourself? – We ALL do it. I know I have Google Alerts set up for my name, my company, and this blog. You should, too.

Buck @ Buck Inspire writes Jump Starting the Juvenile Industry with Jina Park of PLUSH – Ever since Baby Buck was born, I have been hitting as many baby shows as I possibly can. One of my favorites is Jina Park’s PLUSH show.

Monica @ Monica On Money writes How To Negotiate Lower Prices On Anything – Sometimes asking for lower prices is not that easy and can even be a little intimidating. Keep reading to learn how to negotiate lower prices on anything!

Holly @ Club Thrifty writes 6 Unexpected Ways to Save – These days, everyone is looking for a way to cut back on the purchases they make every day. Check out this list of unexpected ways to save:

Larry @ KrantCents writes Are You an Overachiever or Underperformer? – Are you a overachiever or underperformer? I used to work in a high tech environment where everyone was an overachiever.

Natalie @ Debt and the Girl writes Being an Anonymous Blogger and Compromising with Myself – I am the type of private person that likes to blog for an undisclosed amount readers and discuss personal details of my life.

Sustainable PF @ Sustainable Personal Finance writes The Importance of Saving Early – When my husband and I first married, we were poor and in debt. It was a difficult place to be, and, even as we made inroads and improved our finances, we still felt pinched. As a result, we decided that we could not afford to set aside money for the future.

Adam Kamerer @ Stop Worrying About Money writes The Single Most Important Thing To Do In A Financial Crisis – A financial crisis can strike completely without warning. When a financial emergency happens, here’s the single most important thing you can do get your feet under you.

Adam @ Money Rebound writes Having a Low Cost Kid’s Party – Money is not everything especially when it comes to arranging fun parties for your kids.

Robert @ The College Investor writes Lessons Learned from a Halloween Party – One of my many business adventures is a partnership with two friends, Denver Underground Parties. We hosted our second major event this weekend and there were many lessons learned. Here are a few that apply to almost any business.

John @ Frugal Rules writes Good or Bad Advice: Major in Whatever Makes You Happy – Going to college is generally an expensive endeavor, especially if you’re going to “discover” yourself. What role do parents play in this and should they have a say in it?



Adam @ Money Bulldog writes 5 Business ideas for kids – Who says you’d have to be accomplished to get started on a business?



Ben @ The Wealth Gospel writes If You Can’t Ditch Your Job, at Least Get Paid More to Do It – Being an employee sucks sometimes. But if you can’t ditch your job, you can at least try to get paid more for doing it.

Pauline @ Make Money Your Way writes Side hustle series: Guitar Teaching – Lyle of The Joy of Simple shares on how he made money in guitar teaching.

Miss T. @ Prairie Eco Thrifter writes How Mastering Public Speaking Can Help You Develop Other Skills – I started Toastmasters a few months ago to deal with this fear, and ever since my first meeting, I have been noticing all of the ways that mastering public speaking can help you. It’s not just the ability to publicly give a speech without freaking out (I think everybody, regardless of how rehearsed they are, gets nervous before a speech). You can also benefit from public speaking in many other ways.

KK @ Student Debt Survivor writes The Size of Your Package Matters – Benefits are an important part of your whole compensation package. Let’s talk about benefits and the size of your package!



Kylie Ofiu @ Aspiring Millionaire writes Should you move for cheaper rent or is it better to stay – I am in the position where rents have dropped where I live, but we have moved 3 times in 12 months. Is it worth moving again for reduced rent? I have 4 scenarios to choose from here. What would you do?

Vanessa @ Vanessa’s Money writes The Great TFSA/IRA vs RRSP/401(k) Debate – I answer, once and for all, the great debate over which retirement vehicle is right for you!

Jacob @ Cash Cow Couple writes Optionshouse Review – Optionshouse has some dynamite pricing as an online brokerage, but the service is far from perfect. Come check out all the details in my review.

Emily @ Evolving Personal Finance writes Talking to People Who Are Different from You about PF – I got into a FB altercation over the use of credit cards, and it forced me to realize that I probably don’t know my friends as well as I thought I did.

Robert @ Kids Ain’t Cheap writes Life Insurance: A Must Have for New Parents – While you may resign yourself to paying for these items, one important item you may not even consider is life insurance. If you don’t have life insurance yet, you’ll want to get a policy as soon as the baby is born. Hopefully you’ll live a nice, long life, but if you don’t, you want to leave money so that your spouse or another caregiver can afford to raise your child.

Pauline @ Reach Financial Independence writes Til “Debt” Do Us Part: Are You Financially Ready to Get Married? – David Moran of Finance for Your Future helps you to determine if you are financially ready to get married.

Little House @ Little House in the Valley writes Are Gen X and Y Lost in the Financial Shuffle? – On the flip side, the baby boomers’ children, mostly born in the 1970′s and ’80′s, were born at a time of decreasing prosperity riddled with recessions every 5 or so years. These are the Gen X and Gen Y members of society that were hit hard by recent recessions.

Jon @ Novel Investor writes 2014 Federal Income Tax Brackets – The federal income tax brackets are a fickle thing. Between political meddling and inflation, something changes every year. Of course, that streak is alive and well going into 2014.



Tushar Mathur @ Everything Finance writes 5 Ways To Save Money When Traveling – Traveling is costly, but add in all the extra fees and it can get even more expensive. Here are 5 ways to save money when traveling so you can avoid them.

Crystal @ Budgeting in the Fun Stuff writes Why You Should Hire a Fund Manager For Your Retirement – Have you thought about investing for your retirement? Here is why you should hire a fund manager for your retirement.

Minimalist @ Minimalist Finance writes Setting Your Housing Budget – Setting Your Housing Budget has been published on Minimalist FinanceWhen you are thinking of buying a home, there is something daunting about setting your budget, especially as first time home buyers.

Ryan @ Cash Money Life writes Will You Have to Push Back Your Retirement? – Will you have to push back retirement? Traditional retirement has changed recently with inconsistent investment returns and fewer pension plans.

Jacob @ AllPersonalFinance writes Spend Money on a Removal Company that is worth every Penny – Shifting homes can be quite an ordeal. It is a cumbersome task that requires a lot of supervision but it is impossible to do alone. Imagine packing all the things you own and moving to a new home all by yourself, nightmarish, isn’t it? Perhaps it’s time for a pro?

Crystal @ Married (with Debt) writes It’s Open Enrollment Time – It’s that time of year again, Open Enrollment. It’s that one time a year that I can make changes to my health benefits for the following year.

Dominique Brown @ YourFinancesSimplified writes 5 Major Myths About Retirement – Many of us put some money away here and there for our retirement, but very few of us truly understand how much we will really have in the future. After inflation, how much will your million dollars really be worth/? If you plan to retire 30 years from now, that million bucks might only The post 5 Major Myths About Retirement appeared first on Your Finances Simplified.

Corey @ 20s Finances writes Retirement Moves to Make in Your 20s – Preparing for retirement while in your twenties is best accomplished by getting on the right path instead of focusing on the details.

Daisy @ Suburban Finance writes The Age-Old Question: Rent or Buy a Home? – Whether to rent or buy a house – which is better, renting or buying?

Lindy @ Minting Nickels writes An Easy Way for Stay at Home Moms to Make Some Extra Money – Stay at home moms fill a vital service for their families.

Maria @ The Money Principle writes Should we buy property? – Is investing in property still worth while for the next 5 years?

Robert @ The College Investor writes Will Paychex Pay Off Your Student Loans? – It has been a good year for Paychex. For 2013, the stock price of Paychex has jumped more than 40%. It is a money making machine, with a profit margin of 24.50%. The average profit margin for a member of the Standard & Poor’s 500 Index is around 10%.

Dividend Growth Investor @ Dividend Growth Investor writes Dividend Growth Investing Works for Everyone Willing to Put the Time Into It – I believe that dividend investing is a perfectly democratic way to earn passive income. In order to be successful, it does not matter what your age, gender, or nationality truly is. You do not have to play office politics, or focus on things that do not interest you. You do need to put in some work into it however, in order to learn how to screen for stocks, analyze companies, and build diversified portfolios over time.



Jeremy @ Modest Money writes Tips to Save Money on Groceries – Reign in on your grocery spending by cutting out the waste and refocusing your efforts on saving while eating healthy.



Ted Jenkin @ Your Smart Money Moves writes Local Library: You Pay for This! – Some of my clients always ask, Cristina, what do you do in your free time? Well, one of the things I do in my free time is read.

Debt Guru @ Debt Free Blog writes Apartment Hunting: 5 Tips To Find Your Next Apartment for Cheap – Looking for an apartment? It can be pricey, but not impossible. Read for tips and tricks will help you find your next apartment for a decent price.

SFB @ Simple Finance Blog writes Benefits Of Shopping At Farmers Market – It is a sad reality that we live in an era of additives and preservatives in most of our food, in addition to consuming certain foods that are genetically modified.

Suba @ Broke Professionals writes Don’t Live Life for the Taxman – Taxes can really take a bite if you do well and have high income. It may be tempting to live life by the IRS’s rules to lessen the bite.

Roger the Amateur Financier @ The Amateur Financier writes Net Worth Update: November 2013 – A net worth update for the start of November 2013, covering where my finances stand, including investments, savings, and debts, including credit card debts.

IMB @ Investing Money writes Determining How Much Money You Need to Retire – Figuring out how much money you need in order to retire may seem pretty difficult, as there are a lot of variables that may be hard to answer, but the answer may not actually be as tricky as it seems. Consider the following factors to get an idea of just how much you will need to retire.

Don @ Money Reasons writes The Beauty Of Robotics and Technology – In this article is my vision of what robotics and technology could do for us in the not too distant future.

Tushar @ Start Investing Money writes Visualisation analytics and the new portfolio – The concept of data visualisation may seem like the ‘buzz’ trend right now but there is good reason why so many are latching on to this technique, not just in finance but across every industry.

Hank @ Money Q&A writes How Macro Economic Issues Affect Middle Class Americans – In this episode of the Money Q&A podcast, “Your Money: Your Choices”, I interview Frank Trotter, the President of Everbank Direct, and we talk about how macro economic issues affect everyday middle class Americans.

Wayne @ Young Family Finance writes Preparing to Start a Young Family – It’s important to budget – especially when adding to your home. The financial checklist you need when you’re about to start a young family.

Luke @ Learn Bonds writes Avoid This Risk Tolerance Mistake – Investors are not always honest with themselves about their risk tolerance. Here is how to avoid that mistake and set your investing on the right path.

Mrs. Accountability @ Out of Debt Again writes Could You Make It on Food Stamps? – So my question is could you make it on food stamps? Read my take!

SavingMentor @ How To Save Money writes Never Pay To Upgrade Your Computer’s Memory – At some point during the life of a computer, there almost always comes a time when it would benefit the owner to install more memory. If you find your computer is getting sluggish when you have quite a few programs running, then you are probably a good candidate for increased RAM (random access memory).

Tushar @ Earn More and Save writes How to Make an Extra $1,000 Per Year (Even If You’re Strapped for Time) – What would you do with an extra $1,000? You could use it for Christmas shopping, pay down debt, beef up your emergency fund, or take a fun trip.

Don @ MoneySmartGuides writes How to Get Out of Debt – Do you want to know how to get out of debt? I was in debt and was able to overcome it. Here is a detailed plan for you to help you overcome your debt.

Cat Alford @ Budget Blonde writes The Hubs Wins A Money “Discussion” – I’ve written about marriage and money before, but I’ve never really discussed an incident where the hubs and I disagreed on how money should be handled.

Lauren @ L Bee and the Money Tree writes Extreme Budgeting for Debt Reduction – Budgeting for debt reduction is hard, because it is often so extreme! There are often times things you feel you cannot live without, but think again.

Mike @ Personal Finance Journey writes 5 Unique Money Saving tips When Dining Out – Simple and unique ways to help you save money when dining out with friends family or on your own.


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