It would “appear” that I’m hosting the carnival of financial planning this week, but sometimes appearances can be deceiving.
Speaking of awesome shit, you totally have to watch the YouTube video below. It’s just amazing how bizarrely brilliant it is. *It’s only 2 minutes and 49 seconds.
See, wasn’t that worth it? I was disturbed, intrigued, confused, entertained, mystified and enlightened all at the same time. That’s a good time.
Now, onto the carnival:
BUDGETING AND ECONOMICS
Grayson @ Debt RoundUp writes How A Door-to-Door Salesman Caused Me to Bite – Here comes a true story about how a door-to-door salesman was able to pitch me into a sale. It was the first and the last time that has ever happened! I let an alarm system salesman get the upper hand during a conversation in my driveway as I built a dog house. I needed what he sold, but I didn’t research the deal well enough. I ended up paying for it in the end. Take a gander at how a door-to-door salesman got me to bite on his pitch.
Jules Wilson @ Fat Guy,Skinny Wallet writes Scrap Booking On A Budget – Cheap Scrap booking Ideas can help you go from expensive hobby, to a cost-effective way to cherish your precious memories. Here are 5 ways to scrapbook on a budget.
Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Magic Mike, Dubstep, & Rude Americans – My Bachelorette Weekend in Las Vegas – I may have stayed within a pretty tight budget on my trip to Vegas, but I’m not sure if it was worth having a taxi driver call me cheap?
Alexis @ FITnancials writes Creating a Budget – One of the things that I am really working on in my life is creating a budget that will work for me. I don’t currently have a budget, which is a big mistake in my life! I track my money, but I know if I had a budget then I would most likely be doing a lot better with my money. Luckily I have my sister to help me out a lot.
Tori @ Money Life and More writes Saving Money On Weddings: If It Sounds Too Good To Be True… – I was so proud of myself for saving lots of money and getting a fabulous wedding dress! About 3 weeks after placing my order my dress arrived at my future mother in law’s house! Deep in my gut I could tell something was not quite right when she called and told me it had arrived, but in a small box…..
Little House @ Little House in the Valley writes Cutting Down on Bills and Everyday Expenses – Bills aren’t going to go away and there’s not much you can do on that front, but you can lower them if you look into them enough. By examining your spending each month, you’ll be able to better assess what you actually need (versus what you think you need) and look into ways to saving money such as switching to a better electricity provider.
Paul @ The Frugal Toad writes Why Pay for Cable When You Can Use Free and Cheap Streaming Video? – With cable bills averaging over $50 and internet-TV combo packages costing over $100 you may be asking yourself is it time to ditch the cable. Before you make that decision you will need to make sure you have the right equipment and that your favorite programs are available. If you are a news junkie or a sports fan the options are limited however, if you want a good selection of TV Shows and movies you’ll want to look at these options.
CAREER AND INCOME
Nick @ A Young Pro writes How to Advance in Your New Career as a Gen Y Employee – So you are a Gen Y employee starting a new career? Learn how to follow the 20/80 rule to get your career of to a great start and rise through the ranks.
Robert @ Entrepreneurship Life writes Retirement Planning for Self-Employed Entrepreneurs – While there are many amazing benefits of working for yourself, there is one big pitfall compared to people who work for large companies: retirement plans. Small business owners don’t have 401(k) plan matching, but you do have some options to put away money in a tax advantage account.
DEBT AND CREDIT
Hank @ Money Q&A writes How To Use Prepaid Debit Cards To Budget For Big Purchases – Sometimes a trick can save you money on purchases. One of my favorite techniques is using prepaid debit cards to budget for big purchases!
INVESTING AND SAVING
Jon @ Novel Investor writes The Importance of Diversification – If you’ve ever heard “don’t put all your eggs in one basket”, it’s used to describe a simple investing principle known as diversification.
Suba @ Broke Professionals writes Sold! How We Got An Offer On Our House In Less Than 2 Weeks – Our house spent six months on the market in 2012; here’s how we managed to sell it in 2013 in less than two weeks!
MR @ Money Reasons writes Everything Goes Trash Night – Bizarro Christmas Year 3 – Once a year, we have a trash night in my community where everything can be put out. Oddly, I’ve come to enjoy this day, and so far each year the stuff I toss out is better and better. I enjoy giving stuff to people who are opportunistic and clever!
LaTisha @ Young Finances writes How to Save Like The Terminator – Saving money doesn’t have to hurt your wallet. The key to saving money and saving lots of it, is to make your savings automatic.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes DO YOU NEED A FINANCIAL ADVISER? – Should I hire a financial adviser? Learn the basics of hiring a financial planner.
Tushar @ Finance TUBE writes Want To Save More Money? Look At Your Waste – Hi! Today I will be talking about if Want To Save More Money? Look At Your Waste. How many pounds do you think the average American waste in food each week? Well according to ABC news the US waste in food each week is 14 pounds.
Robert @ My Multiple Incomes writes My Monthly Income Stream Report – April 2013 – I have my editorial calendar set back up here at My Multiple Incomes this month, so hopefully you’ll get some new content that will be worthwhile.
REAL ESTATE AND PROPERTY
harry campbell @ Your PF Pro writes Writing Off Moving Costs During Tax Time – The IRS provides a lot of deductions for hard working Americans like us but a lot of people are unaware of them or maybe scared of an audit. I say bring it on, as long as you have the receipts and proof to back it all up, you should take advantage of every deduction available out there. The ‘moving expenses’ deduction is one of the more valuable ones since it’s above the line, meaning you don’t have to itemize to take advantage of it.
Martin @ Studenomics writes I Just Bought a House! What’s Next? – What happens once you sign the papers?
RETIREMENT AND TAXATION
Corey @ 20s Finances writes Tax Deductions for Having a Baby – Your life changes dramatically when you have a baby. Your taxes change too.
krantcents @ KrantCents writes Extreme Retirement Is Fool’s Gold! – The usual definition for extreme includes words like serious, hazardous, dangerous, highest degree, exceptional, severe, physical or mental risk or hardship. I realize that retirement as a goal may be worthwhile enough to take risks, but extreme may be too far.
MMD @ My Money Design writes The Pension vs 401k – The 401k Did Not Kill Retirement – You can compare a pension vs 401k all you want, but the 401k didn’t kill retirement. There are still lots of great options for saving for retirement.