Have an awesome weekend everybody! No time to chat, running out the door.
BUDGETING AND ECONOMICS
@ Canadian Budget Binder writes Cloth Diapers Vs. Disposable Diapers And Your Baby Budget – Once you get the good news that you are expecting it’s time to start planning for the arrival of your baby and getting your baby budget in order. Making sure you have everything ready to go includes figuring out whether you want to use disposable or cloth diapers for your baby.
Little House @ Little House in the Valley writes How to Save Substantial Money Today – Most people’s largest bills are usually mortgage, rent and car payments. Although there is a lot you can do to decrease those payments as well, this article is about the smaller everyday things you shouldn’t let run like a leaky hose. Here’s a few things to consider:
Maria @ The Money Principle writes What is crowdfunding? – Crowdfunding is a way to raise finance to transform your creative ideas into successful products. This article explains how to make most of crowdfunding.
Michelle @ Making Sense of Cents writes Emergency Fund or Pay off Debt? – One of the reasons why it’s taking us a little bit longer to pay off my $38,000 in student loans is because I refuse to touch our emergency fund. I am an extreme worrier and am always afraid that something may happen. We have about 5 months of expenses in our emergency fund (could last a lot longer if we cut things out of our budget), and I want to keep it that way.
Jules Wilson @ Faithful With a Few writes How To Stop Infrequent Payments From Destroying Your Budget – Infrequent Payments can destroy your budget when they come up unexpectedly. Here are a few tips on how to set up reminders and incorporate them into your budget
Jules Wilson @ Fat Guy,Skinny Wallet writes Enjoying What You Love While Living On A Budget – Living on a budget & enjoying what you love seems like an impossible task. However, with a little creativity, you can live a full life while sticking to your budget!
krantcents @ KrantCents writes Road to Riches! – Road to Riches can be a bumpy ride! Maybe you had a paper route, lemonade stand, sold Girl Scout cookies or some other money making activity as a kid. If you had an early interest in making money, you probably are likely to start a business.
Robert @ The College Investor writes Why Gold is Out, Especially the Miners – I’m a frequent critic of gold (GLD) in an investment portfolio. Seeing as it doesn’t generate income, doesn’t grow, and costs money to store, it’s a highly-speculative investment. That doesn’t mean it isn’t without its good years – those who bought gold ETFs in 2004 have doubled their money.
CAREER AND INCOME
Brock Kernin @ Clever Dude writes Are your employer benefits enough? – Will your benefits really be enough if something happened to you or your significant other?
MR @ Money Reasons writes Life is more than cartoons and crayons – Life is more than cartoons and crayons, but how do I teach my kids that? This is me trying to figure it out!
Mike @ The Financial Blogger writes 4 Must Do Steps Prior To Starting Your Own Business – What you need to do before you start your business.
Martin @ Studenomics writes Should You Enjoy Your Job in Your 20s? – Should you be happy with your job or just accept a paycheck?
Amanda L Grossman @ Frugal Confessions writes Prepare Yourself for a Furlough – I know several people who have either been furloughed over the last several years, or are about to enter a period of furlough at their current employer.
Jason @ Live Real Now writes How Come My Back Hurts? – If you bust your ass, working hard and helping people–your coworkers, your customers, your friends, your neighbors–and you are willing to seize an opportunity when it appears, you will get ahead. When you do, the people around you who do the bare minimum, who refuse–or are afraid–to seize an opportunity, who always ask what’s in it for them, they will will whine about your luck.
DEBT AND CREDIT
John S @ Frugal Rules writes How I am Paying for FinCon: Barclaycard Arrival World Mastercard Review – There are many credit cards out there that offer rewards points, but not all of them are equal. With the Barclaycard Arrival World Mastercard you can easily earn rewards points that can help you take a nice vacation and not “feel” it as much in your wallet.
Tushar @ Finance TUBE writes What’s Really Stopping Banks from Lending to UK Small Businesses? – The Treasury’s Funding for Lending Scheme, initiated in 2012, was supposed to give banks motivation, in the form of low-interest Bank of England loans, to pass credit on to small businesses.
LaTisha @ Young Finances writes Do You Really Need a Credit Card? – Are you sure that a credit card is necessary for you to get through life? Here are some alternatives to credit cards that would be useful for a college student.
Wayne @ Young Family Finance writes The Basics of Bankruptcy – Sometimes filing for bankruptcy is your only option. Read here for the pros and cons of filing for bankruptcy for your finances and family.
Little House @ Little House in the Valley writes Financing a Car with Bad Credit – If you need to buy a car or replace a broken or old model but have a bad credit rating, it’s important to know there are financing options available.
INVESTING AND SAVING
Jon @ Novel Investor writes Digging Into The Stock Buybacks Vs Dividends Debate – Every investor has an opinion about stock buybacks vs dividends. At the heart of this debate is earnings or the best use of earnings for the shareholder.
Marvin @ Brick By Brick Investing writes Forces – Saving Money – Sun Tzu’s Art of War principles on forces compared to your personal savings rate in order to display the importance of capital when it comes to investing.
Philip @ PT Money writes Solo 401k vs SEP IRA: Which Should You Choose for Your Business? – If you are self-employed or you own your own business and wonder what retirement investment option is best for you, read PT’s comparison of the Solo 401k and the SEP IRA.
Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes What Asset Allocation Level Should You Use for Treasury Inflation-Protected Securities (TIPS)? – This post analyzes and answers the question: “what level, if any, of your portfolio should be allocated to Treasury Inflation-Protected Securities (more commonly referred to as TIPS)?”
Crystal @ Budgeting in the Fun Stuff writes Free Online Time-Killers – If you’re like me, then from time to time you have found yourself bored and looking for a distraction. Here are some free online time killers.
A Blinkin @ Funancials writes Pictures From Our Honeymoon: Santorini, Greece – Santorini is, arguably, the best place I have ever been. The views are impeccable. The food is amazing. The architecture is breath-taking. The friendliness of the people is incomparable.
Mike @ Personal Finance Journey writes 5 Signs you dont control your money it controls you – 5 Easy ways to identify whether you control your money or you let it control you. Challenging your perceptions of getting your money to achieve your goals.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes HOW I LEARNED ABOUT THE STOCK MARKET – Learn how saving, stock market investing, index funds, & staying the course builds wealth.
Hank @ Money Q&A writes Five Tips For New Home Buyers – With rent prices going higher and higher all renters are going to reach a point where enough is enough.
Corey @ 20s Finances writes Traits of a Successful Investor – The world’s most famous investors share many traits, commonalities which make them legends in the world of capital allocation.
Suba @ Broke Professionals writes How to Deal with a Work Place Bully – In recent years, there has been a lot of media attention on childhood bullying. Well, what about the work place? Read my advice on how to deal with them too
Robert @ Kids Ain’t Cheap writes How to Save Money for Your Family – Are you looking to save money for your family? Many families today are just trying to tread water when it comes to paying the bills and staying out of debt. Two Steps to Saving Money If you truly are committed to saving money for your family, there are just two things that you need to focus on. You must reduce your costs and you must learn to grow your money once you’ve got some stashed away in savings.
Robert @ Cult Of Money writes The Rituals of Trading vs. Investing – The differentiation between investing and trading is one of great distinction. It is a question that is often asked though, and sometimes even assumed to be the same thing. The fact of the matter is that they are quite different.
Lauren @ L Bee and the Money Tree writes Finding Balance: Financial Responsibility vs. YOLO – Staff writer Erin discusses the difficulty in finding balance between the desire to enjoy life now and financial responsibility.
Don @ MoneySmartGuides writes Trying to Strike it Rich? You May Want to Think Twice – Do you have dreams where you strike it rich? You might want to think twice.
Daniel @ Sweating the Big Stuff writes How To Be An Extreme Couponer Without Spending Time – Extreme couponing isn’t for me. Enter Savings Angel, which brings the coupons to you with no effort.
MMD @ My Money Design writes Building My Money Earning Sites – Niche Website Update Part 6 – Although the first of my money earning sites has not made it to Page 1 yet, I still have some tricks I will try to get my niche website to make some more money.
REAL ESTATE AND PROPERTY
Ted Jenkin @ Your Smart Money Moves writes Is It Time To Call Mr. Handyman? – Find out key smart money moves to make when considering when to hire a handyman to fix small household appliances to keep your personal finances in order!
Crystal @ Married (with Debt) writes The Changing Face of the Family Breadwinner – More American women than ever before are the breadwinner for their families. I just became one of them. So how’s my husband handling it?
RETIREMENT AND TAXATION
Bill Fay @ The Frugal Toad writes Why You Should Start Saving for Retirement Now – Today is the day we’re going to clean out the garage, weed the garden, paint the kid’s bedroom — and start saving for retirement. Those all are chores that we know should have been done yesterday, but we think can wait until tomorrow. The garage, bedroom and garden can wait. Retirement savings can’t.
MMD @ IRA vs 401k Central writes How Inheriting a Roth IRA Can Be a Great Tax-Advantaged Gift – One little known benefits of inheriting a Roth IRA is that you can designate it to someone after you die with little to no tax consequences.