Financial Carnival for Young Adults

I’m still on vacation, so don’t expect anything fancy. I went through the zillion submissions and kept the best. No frills, no pictures and no witty commentary—just the posts. Let’s get this shit started.

Robert @ The College Investor writes How to Protect Against Inflation Eating Away Your Returns – There are a few key ways that you can protect yourself against inflation – and they all basically focus on growing your portfolio as much as, or more than, the rate of inflation

Robert @ Entrepreneurship Life writes The Two Most Important Parts of Starting a Business – I recently read Chris Guillebeau’s new book, “The $100 Startup.” I highly recommend the book to any aspiring entrepreneur. The book had many valuable tips, but I took away two ideas that I find the most important for new entrepreneurs.

Dividend Growth Investor @ Dividend Growth Investor writes Help! I have a serious spending addiction – I have a serious spending addiction – any time I find myself with some extra cash on hand, I end up spending it. This is particularly troublesome, as I tend to salivate when I see an item that I really want.

Emily @ Evolving Personal Finance writes Considerations for Grad Students Buying Houses – There are several additional considerations that graduate students need to take when they start looking into buying a home near their universities.

Crystal @ Married (with Debt) writes Cars: Necessary Evil or Asset? – I’ve written before about selling my car when I pondered the idea that a paid-for vehicle could be sold for quick cash in an emergency situation. While this would not be as ideal as having the same amount in cash, that isn’t always a reality for everyone.

A Blinkin @ Funancials writes Is Paying An Annual Fee On A Credit Card Worth It? – There are a lot of credit cards with dismal rewards that do not warrant paying an annual fee. At the same time, I have seen numerous credit cards with rewards that more-than justify the annual fee.

Jester @ The Ultimate Juggle writes Single Income Family Necessities – A co-worker of mine often relates the challenges of parenthood while both he and his wife work. As we all know, there are lots of financial benefits of having two incomes. But, that is not to say that everything is easy.

Invest It Wisely @ Invest It Wisely writes Why Freelancing on the Side Will Set You Free – Why will freelancing on the side set you free? By testing out business ideas in your spare time you’ll be able to figure out if you have a chance of branching out on your own.

Jon the Saver @ Free Money Wisdom writes Why Adults Should Have a Piggy Bank – Having a piggy bank is not just for the kids these days. In fact, it’s critical that you have one even as an adult. Trust me on this.

MMD @ IRA vs 401k Central writes Comparing a Pension vs 401k – What Are the Differences? – When you compare a pension vs 401k, there are lots of benefits and pitfalls to consider from each side. This post will explore all the major differences.

Greg @ Club Thrifty writes The U.S. Healthcare System and Your Finances – The U.S. Healthcare system affects the personal finance decisions of Americans each day. Here is part of our story and why we believe the system is broken.

LaTisha @ Young Finances writes Why is Sleep Important for Successful People? – Sleep plays a vital role in good health and well-being. Everyone needs a different amount of sleep so test your body to see how much rest is right for you.

Suba @ Broke Professionals writes To Be A Professional, You Need A Professional Wardrobe – My five tips will help you establish – and maintain – a professional wardrobe without busting your budget.

Daniel @ Sweating the Big Stuff writes The IRS Took Money Out Of My Refund! – I finally received my IRS refund. But it was for $210 less than I expected. Why would that happen?

krantcents @ KrantCents writes How to Raise Successful Children – Raising successful children is not easy! I am not a child psychologist, child psychiatrist or an expert in early childhood development nor do I play one on TV. I am an educator, but I started that career after my children graduated college.

Crystal @ Budgeting in the Fun Stuff writes Mortgage Payoff Race Update – Changing Priorities? – Last September, Jason and I decided to make a bet – who can pay off a mortgage first. We are almost there but may use the money for different investments.

Corey @ 20s Finances writes What Type of Return Should You Expect from Stock Market? – What’s the stock market going to give you if you invest today? No one knows exactly, but there are a few ways to get a reasonable answer.

Mike @ Personal Finance Journey writes Easy Money Saving Energy tips – Easy and simple ways to save energy and money in your household that will actually work.

Maria @ The Money Principle writes Can you have too much money? – One can have too much money only when one spends it on own whims; when used to benefit others money is a powerful instrument for doing good.

Little House @ Little House in the Valley writes Philanthropy for All – You don’t have to be a millionaire/billionaire to be a philanthropist. Instead, small donations, volunteering your time, and making a commitment to the community also counts as philanthropy

John S @ Frugal Rules writes How Should You Spend Your Tax Return? – The average tax return is nearly $3,000. Receiving that sum of money all at once can lead to easy temptation. Make sure you make wise decisions with that money, whether it be paying off debt or investing for the future so you can make the money work for you.

Miss T. @ Prairie Eco Thrifter writes So You’ve Been in a Minor Car Accident. Now What? – Minor accidents happen, and knowing what to do after being in one will help you through a trying situation.

Sean @ One Smart Dollar writes Money Advice for Soon-To-Be College Grads – Most financial problems start right after you graduate from college. You get your first big paycheck and don;t know what to do with it. My advice, don’t spend it all in one place.

Jon @ Novel Investor writes What Are Floating Rate Bonds – Whether you’re looking for income investments or just want a different bond allocation, floating rate bonds might be a worthy alternative in the right environment.

Hugh @ Debt Roundup writes Can Credit Cards Actually Help You With Being Frugal? – Credit cards are deemed as evil and the cause of most people’s debt, but they are actual a very useful tool. They can provide great ways to get rewards and make paying bills much easier. Credit cards are a great way to keep your finances together.

Paul Vachon @ The Frugal Toad writes How to Control Spending in 5 Easy Steps – Controlling spending habits does not need to be difficult, in fact the process is a simple one. The difficult aspect of reigning in spending is deciding what you are willing to give up. By following these 5 steps, you will be well on your way to controlling your spending.

Jules Wilson @ Faithful With a Few writes How to Find Affordable Life Insurance – Like it or not, insurance is a necessary evil. If you do not have life insurance, you run the risk of leaving your loved ones with a heavy financial burden. Don’t be that person! Finding cheap life insurance is not difficult, but you do need to know how to find it.

Glen Craig @ Free From Broke writes Five Ways Fantasy Baseball is Like Personal Finance – In playing fantasy baseball, I realized there were many similarities to personal finance!

Mr.CBB @ Canadian Budget Binder writes There And Back Again: A Spenders Financial Journey – Find out about how one woman went from a spending spree in College to working towards paying down debt. Money just clicks one day and she realizes she has to make changes. Still financially vulnerable her story does not end with her being rich and living in a mansion. She definitely shares her wisdom that she learned along the way to where she is today.

Michelle @ Making Sense of Cents writes I Need More Time – Things I Would Do – Lately, I’ve been feeling like I’m constantly looking for time. Okay I just lied, I have been feeling like this for many years now. I always have so many things on my to do list, so many goals that I want to accomplish, and so many new things that I would like to learn or do.

Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes What’s Your Spending Personality? – Understanding your spending personality enables you to guard against its pitfalls and ensure that you’re making the best financial decisions for your overall goals, not just doing the same things you always do. This post takes a look at some of the most common spending personalities, and then (once you’ve identified which one you are), how to handle them.

Darwin @ Darwin’s Money writes Extreme Early Retirement – Mainly a Myth Except for Hippies and Drifters – Does “Extreme Early Retirement” sound appealing to you? Of course it does! But when you read between the lines, there’s often more hype than reality behind the bloggers pitching it.


I know it’s not as fun as the last carnival I hosted, but I’m on vacation—what did you expect? At least there is a ton of good shit for you to read.


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Financial Carnival for Young Adults — 5 Comments